Децентралізовані фінанси (DeFi) як каталізатор інновацій у глобальній системі грошового обігу

A strategic guide for Financial Institutions on the brink of transformation to capture cloud potential / PwC. 2024. URL : https://www.pwc.com/gx/en/services/consulting/cloud-transformation/time-toraise-the-game-in-cloud.html

Bakare N. F. A., Omojola N. J., Iwuh N. A. C. Blockchain and decentralized finance (DEFI): Disrupting traditional banking and financial systems. World Journal of Advanced Research and Reviews. 2024. № 23 (3). P. 3075–3089.

Boerse Stuttgart Becomes First German Crypto Provider to Receive MiCA License / CryptoNews. 2025. URL : https://cryptonews.com/news/mica-boersestuttgart-digital-gets-eu-wide-crypto-license/

Commercial bank branches (per 100,000 adults) – United States / World Bank. URL : https://data.worldbank.org/indicator/FB.CBK.BRCH.P5?locations=US

Cybersecurity Insights 2023 / Deloitte. URL : https://surl.li/kmosga

De.Fi Rekt Report: Crypto Losses reach $1.95b in 2023 / De.Fi. URL: https://de.fi/blog/de-fi-rekt-report-crypto-losses-reach-1-95b-in-2023

Decentralized Finance (DeFi) – statistics & facts / Statista. URL: https://www.statista.com/topics/8444/decentralized-finance-defi/

Decentralized Finance (DeFi) Adoption: A Market Research / Antiers. 2023. URL : https://www.antiersolutions.com/decentralized-finance-adoption2023/

DeFi Policy-Maker Toolkit / WEF. URL: https://www.weforum.org/publications/decentralized-finance-defi-policymaker-toolkit/

Deloitte and Docusign Research Uncovers Costly Problems in the Agreement Process. 2024. URL: https://www.docusign.com/blog/deloitteresearch-costly-problems-agreement-process

DEX trading volume rises 15.7 % in Q2, CEX activity drops / Crypto Briefing. 2024. URL : https://cryptobriefing.com/dex-trading-volume-surge

Ethereum Average Block Time (I:EBT). URL : https://ycharts.com/indicators/ethereum_average_block_time

European Commission. Payment services. 2025. URL: https://finance.ec.europa.eu/consumer-finance-and-payments/paymentservices/payment-services_en

Fin & Crypto. 2024 Global Crypto Adoption Trends: Key Insights and Leading Countries. 2024. URL:https://finandcrypto.com/2024-global-cryptoadoption-trends-key-insights-and-leading-countries/

Five tips for designing pleasant and secure UX / UI for DeFi apps / Aufait UX. URL: https://www.aufaitux.com/blog/ux-ui-for-defi-apps/

G20 Financial Inclusion Indicators / World Bank. 2024. URL : https://datatopics.worldbank.org/g20fidata

Global Blockchain Technology Market 2024–2033 / CMI. URL: https://www.custommarketinsights.com/report/blockchain-technology-market

Innovation facilitators in the EU / EIOPA. 2025. URL : https://www.eiopa.europa.eu/about/governance-structure/jointcommittee/innovation-facilitators-eu_en

Standards and interoperability: The future of the global financial system / Atlantic Council. 2024. URL : https://www.atlanticcouncil.org/in-depthresearch-reports/issue-brief/standards-and-interoperability-the-future-of-theglobal-financial-system/

The European regulation Markets in Crypto-Assets (MiCA) / AMF. 2024. URL: https://www.amf-france.org/en/news-publications/depth/mica

The Time to Finality for Solana / CryptoResearch. 2024. URL: https://cryptoresearch.report/crypto-research/the-time-to-finality-for-solana/

Top Defi Lending Platforms in 2024 / SoluLab. URL: https://solulab.com/top-defi-lending-platforms

TVL DeFi вище $55 млрд. URL: https://forklog.com.ua/news/pidsumky-tyzhnya-tvl-defi-vyshhe-55-mlrd-coinbase-otrymala-litsenziyu-mica-z-ukrayiny-ekstraduvaly-hakera

World Economic Forum. Global Financial Inclusion Practices: Case Studies from China, India and the USA. 2024. URL: https://www3.weforum.org/docs/WEF_Financial_Inclusion_Cases_2024.pdf

Аналітична платформа DeFi Llama. URL : https://defillama.com

Про віртуальні активи : Закон України від 2023 р. № 2074-IX. URL: https://zakon.rada.gov.ua/laws/show/2074-20#Text

Українська асоціація фінтех та інноваційних компаній / Фінтех тренди. 2024. URL: https://fintechua.org/fintech-trends-2024